Phillip Wertz is an Associate General Counsel in the Bank Regulatory Group of the Legal Department of Bank of America Corporation and is based in Charlotte, North Carolina. He provides enterprise-wide legal advice and subject matter expertise on U.S. bank regulatory matters. Wertz joined Bank of America Legal Department in February 2001. Prior to joining Bank of America, he was an associate with the law firm Cadwalader, Wickersham & Taft where he worked on commercial and capital markets financing transactions. He received his BA from UNC-CH and graduated from the Duke University School of Law with a joint JD/LLM degree in law and a master’s degree in international and comparative legal studies.