Carlin McCrory

Biography

Carlin McCrory is an Associate at Troutman where she provides comprehensive regulatory compliance advice, helping clients achieve business goals through practical best practices strategies. She assists with launching and enhancing depository, bank–fintech, and other financial programs by identifying and addressing applicable federal and state requirements. McCrory advises on a wide range of payments issues, including money transmission, card network rules, and Nacha Rule compliance. She also manages vendor contract issues across the transaction life cycle and drafts and reviews internal compliance policies and procedures.

Her practice includes counseling on ESIGN compliance, payment authorizations, payment portal setup, and bank–fintech partnership agreements. McCrory has significant experience with the Electronic Fund Transfers Act (EFTA) and Regulation E, including consumer liability, disclosures, error resolution, overdraft, and NSF practices. She frequently advises financial institutions and money services businesses on Bank Secrecy Act (BSA), anti-money laundering (AML), and Office of Foreign Assets Control (OFAC) obligations, including customer identification programs and suspicious activity reporting.

McCrory received her J.D. from William & Mary Law School, and her B.S. from Florida State University.